Retirement Services for Every Stage of Life
From your first savings account to guaranteed lifetime income — Maria Navas and Florida Retirement Solutions cover every aspect of your retirement journey, with access to 88 companies and zero conflicts of interest.
Book Free ConsultationRetirement Planning Solutions
Comprehensive, personalized retirement planning that gives you access to 88 companies and flexible savings vehicles aligned with your goals.
Learn More401(k) Rollover & Recovery
Penalty-free 401(k) rollovers and recovery of abandoned retirement accounts across Florida. Your old 401(k) could be worth more than you think.
Learn MoreIRA Planning & Optimization
Strategic IRA planning including Roth conversions, contribution optimization, and IRA rollover coordination to minimize taxes and maximize growth.
Learn MoreGrow Your Savings With Confidence
Expert savings growth strategies with risk management built in — whether you are starting out or looking to maximize an existing portfolio heading into retirement.
Learn MorePortfolio Restructuring
Portfolio review and restructuring to reduce risk, cut unnecessary fees, and align your investments with where you actually are in life.
Learn MoreIncome For Life
Lifetime income planning that creates a guaranteed monthly income stream in retirement — so you never have to worry about outliving your money.
Learn MoreFlorida Retirement System (FRS) Planning
Specialized Florida Retirement System (FRS) planning for teachers, state employees, county workers, and public school employees navigating pension vs. investment plan decisions.
Learn MoreWhy Independent Advice Matters
Most financial advisors are "captive agents" — they can only sell products from the company that employs them. This means their recommendations are limited by what their employer offers, not what is actually best for you.
Florida Retirement Solutions is completely independent. Maria Navas compares products from 88 retirement savings companies to find the right fit for your specific goals, timeline, and risk tolerance. There is no product quota, no company loyalty — just the best option for you.
This independence is especially important for Floridians navigating complex decisions like FRS plan selection, 401(k) rollovers, and annuity purchases — where the wrong product from a captive agent can cost you tens of thousands of dollars.
Ready to Secure Your Retirement?
Schedule a free 30-minute consultation with Maria Navas. No pressure. No obligation.
Independent advice. Access to 88 companies. Serving all of Florida.